Payment Options

United Medical Credit

Care Credit

PayPal

Surgery Center of Amarillo (SCA) recognizes the financial impact a surgery can have on our patients. It is for that reason SCA will offer the following financing options:

CareCredit
- Used for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.
- Short term financing – 6 months with no interest charged for procedures of $200 or more.
- A minimum monthly payment is required.
- Interest will be charged to the patients account from the purchase date if the balance is not paid in full within 6 months.
- Long term financing – Procedures costing $1,000 or more may be eligible for a 24 month term at 14.90% APR or a 36 month term at 15.90% APR.
PayPal
- A.Pay in Full now.
- Pay overtime with PayPal Credit
- Patients can apply and get a decision in seconds.
- Check out with PayPal and choose PayPal Credit.
- No Interest if paid in full in 6 months on purchases of $99+
- A minimum monthly payment is required.
- Interest will be charged to the patients account from the purchase date if the balance is not paid in full within 6 months.
Pay in 4 interest-free payments ($30-$1,500)
- Split the patients purchase of $xx.xx into 4 payments with no impact on credit score and no late fees.
- Patients will choose Pay in 4 at checkout.
- The patient will put 25% down payment.
- Use autopay for the last 3 payments.
- When applying, a soft credit check may be needed, but will not affect their credit score.
United Medical Credit (UMC)
- UMC helps patients secure the upfront costs needed for their healthcare procedures.
- UMC offers financing options to individuals with good, sub-par and no credit. Patients can even apply with a co-signer to strengthen the application.
Local Banks
- Local banks offer competitive rates to assist our patients with medical bills.
- Amarillo National Bank – Tascosa Road Branch
- Happy State Bank

Pay in full now.
Pay in 4 interest-free payments ($30-$1,500)
- Split the patients purchase of $xx.xx into 4 payments with no impact on credit score and no late fees.
- Patients will choose PayPal at checkout to pay later with Pay in 4.
- The patient can complete their purchase with a 25% down payment.
- Use autopay for the rest of their payments. It’s easy!
Pay overtime with PayPal Credit
- Patients can apply and get a decision in seconds.
- Check out with PayPal and choose PayPal Credit.
- No Interest if paid in full in 6 months on purchases of $99+

United Medical Credit (UMC) assist patients finance their healthcare procedure or medical device purchase, hassle free. Through a network of competitive healthcare-focused lending partners, their friendly associates are able to provide you with optimal financing options as soon as today!

Once your application is completed, it will be reviewed by several healthcare-focused lending partners. In some cases, you will be notified immediately after you submit your application if you are pre-qualified. In other cases, it could take up to one business day for us to notify you of your pre-qualification. UMC associates will contact you to clearly explain the terms of your financing and help you choose the optimal option for your needs

START AN APPLICATION